Venmo fee changelog

Initial verification from Venmo's official fees page (venmo.com/resources/our-fees, no stated effective date) cross-checked against the Help Center's Business Profile Transaction Fees article. The secondary page independently restates the business-profile rate (1.9% + $0.10) and the 3% credit-card funding fee. Confidence medium: the goods-and-services personal rate (2.99%), the instant-transfer rate (1.75%, min $0.25, max $25) and the free standard transfer are stated only on the primary page.