Wise fee changelog

Initial verification from Wise's official per-market pricing pages (wise.com/gb, /us, /de, /au /pricing/; no effective date stated on the page, so effectiveFrom is the verification date) and its 'Fees for sending money' help-centre article as secondary. Confidence medium: the secondary article corroborates the fee structure (percentage of the amount, varies by currency, same-currency Wise-to-Wise transfers free, mid-market exchange rate) but restates no specific commercial rate, so no independent source confirms the exact send, receive, card or ATM figures. Wise's transfer fee is genuinely variable by corridor and amount; the 'send' rule's percentage is the page's own headline starting rate, marked indicative in its notes, not a typical rate invented for this file.