Bandcamp fees explained: what it takes in 2026

Bandcamp takes 15% of a digital sale, 10% of a physical one, and 10% of digital sales too once an artist has passed $5,000 in sales. On top of that the payment processor charges 2.2% + $0.30 when the fan pays by credit card. This guide sets out both halves as Bandcamp publishes them, with examples computed by the same engine as the Bandcamp fee calculator. Every rate is quoted from Bandcamp's fees article, cross-checked against its two payment-processor articles, and verified on 4 September 2026.

What Bandcamp takes

The revenue share and the processor's fee are separate charges, and the rates above carry an effective date of 10 June 2026.

On a $10 digital album paid by card, the fee on $10.00 is $2.02 ($1.50 bandcamp revenue share — digital plus $0.52 payment processor fee (credit card)) and you keep $7.98, an effective rate of 20.2%.

The share stops at the first $100 of an item

Bandcamp's fees article says the revenue share applies to the first $100 of an item only, name-your-price payments included. A 15% share therefore never exceeds $15.00 on a single digital item, and a 10% share never exceeds $10.00. The more an item costs, the smaller Bandcamp's cut is in percentage terms.

On a $200 digital release, the fee on $200.00 is $19.70 ($15.00 bandcamp revenue share — digital plus $4.70 payment processor fee (credit card)) and you keep $180.30, an effective rate of 9.85%.

Past $100 only the processor's fee keeps growing with the price.

Past $5,000, digital drops to 10%

The digital rate depends on the artist rather than on the sale: once an artist reaches $5,000 in sales the fee falls to 10% and stays there. That is a running total, not a per-transaction bracket, which is why the calculator offers it as a third thing you can be selling rather than as a price tier.

On the same $10 album, after $5,000 in sales, the fee on $10.00 is $1.52 ($1.00 bandcamp revenue share — digital (after $5,000 in sales) plus $0.52 payment processor fee (credit card)) and you keep $8.48, an effective rate of 15.2%.

Merch is 10%, before shipping and tax

Physical goods are charged 10%, and Bandcamp states that shipping and tax, where they apply, are not included when the fee is calculated. The share is taken on the item price alone, which is the figure the calculator asks for.

On a $25 record, the fee on $25.00 is $3.35 ($2.50 bandcamp revenue share — physical/merch plus $0.85 payment processor fee (credit card)) and you keep $21.65, an effective rate of 13.4%.

Pricing so you keep a round number

Both charges come out of what the fan pays, so adding them to your target lands short. Work backwards instead:

• A digital album: To keep $10.00 you charge $12.43, and the fee is $2.43.
• A record: To keep $100.00 you charge $112.78, and the fee is $12.78.

What this guide leaves out

Only the credit-card processing rate is modelled here. Bandcamp publishes separate rates for PayPal and for gift cards, and an alternate rate for transactions under $8.07, so a very small payment is priced at the card rate above rather than at the rate Bandcamp would actually apply. Also out of scope: the Collection Society Share on some catalogues, the monthly Bandcamp Friday revenue-share waiver, subscriptions to an artist, and any market other than a US seller pricing in US dollars.

When these rates last changed

Bandcamp's fees article dates this schedule to 10 June 2026, and it was verified here on 4 September 2026. The revenue-share rates are stated twice on that page, in the summary and again per sale type, and the processor rates are corroborated by Bandcamp's two dedicated processor-fee articles, so confidence is high. The Bandcamp fee changelog holds the single entry so far; later changes are added there with the date and the rule affected, and the schedule is re-verified every 60 days. The methodology explains the check, and if a figure here disagrees with what Bandcamp shows you, report it.

Frequently asked questions

Does Bandcamp charge a listing fee or a monthly fee?

Not on the schedule verified here. The fees article names a revenue share on each sale and a payment-processor fee on each payment, and nothing else is charged per sale.

Why does a $1 name-your-price payment lose so much?

Because the processor's fixed 30 cents does not shrink with the price. On a $1 payment the share is 15 cents and the card fee is the larger charge by far, which is what makes bundling several tracks into one purchase cheaper for the artist than several small ones.

How does Bandcamp compare with other ways of being paid by fans?

Try your own average sale in the Ko-fi fee calculator, and read Patreon fees explained: what it takes in 2026. Both price recurring support rather than a catalogue, so the honest comparison is what each leaves you on the same $10.

Where do these numbers come from?

Every rate is quoted from Bandcamp's own help-centre articles, saved as dated snapshots and checked by a person. The schedule is quoted line by line, with the verbatim source text behind every rule, in the calculator's fee table.