Gumroad fee changelog

Initial verification from Gumroad's official Pricing page (gumroad.com/pricing, no stated effective date) cross-checked against the Terms of Service (Section 6.4/11.1). The Terms confirm the fee is a per-transaction charge deducted from the buyer's payment before settlement, with no listing or insertion fee, but do not restate the 10% + $0.50 direct rate or the 30% Discover rate -- both are single-sourced from the Pricing page, so confidence is medium.