Turo host fees explained for 2026

Turo charges its US hosts no fee with a name. It publishes the share you keep — 70%, 80% or 90% of the trip price, depending on the earnings plan your car is on — and keeps the remainder, so the cost of using the platform is 30%, 20% or 10%. This guide sets the three plans out as Turo publishes them, with examples computed by the same engine as the Turo host fee calculator. Every rate is quoted from Turo's host earnings plans page and was verified on 3 September 2026.

The three earnings plans

Turo states the trade plainly: "With each plan, you'll earn a percentage of the total trip price and be responsible for different contribution levels." The more of the trip price you keep, the more of any damage bill you carry.

All three come with up to $750,000 in third-party liability insurance from Travelers. As the share rises, the window for submitting refuelling and distance reimbursements shortens from five days to four to three, and no plan caps the share, so the effective rate is the same on a one-day trip as on a month-long one.

On a $100 trip the three plans separate immediately: on the More peace of mind plan, the fee on $100.00 is $30.00 and you keep $70.00, an effective rate of 30%.

For a three-day trip at $750 on the More earnings plan, the fee on $750.00 is $75.00 and you keep $675.00, an effective rate of 10%.

What the damage responsibility is, and is not

It is not a fee, and the calculator never deducts it. Turo defines it as "the amount you're responsible for in the event of physical damage to your car during a Turo trip before you're eligible for reimbursement". You owe it per claim, not per trip: a trip that ends without damage costs you nothing beyond Turo's share.

What it does is price the plans against each other: moving from More peace of mind to More earnings lifts your share of every trip from 70% to 90%, and lifts what one eligible claim can cost you from $250 to $2,750. Turo reimburses eligible repair costs above that, up to the lesser of the car's actual cash value or $200,000.

Pricing to a target payout

Because the share is a flat percentage, the price that leaves you a given payout is your target divided by the share you keep. On the plan with the smallest share: To keep $500.00 you charge $714.28, and the fee is $214.28. On the largest: To keep $500.00 you charge $555.56, and the fee is $55.56.

The calculator's "I want to net" mode does this for any plan, to within one cent.

Where the flat 70, 80 and 90 do not apply

Turo footnotes its own headline: "Host share varies by market and booking lead time." In Austin, Dallas, Detroit, Las Vegas, Maui, Philadelphia, Phoenix, San Diego and Seattle the share moves inside published ranges instead — 65-80% on More peace of mind, 75-90% on Balanced, 85-100% on More earnings — trips booked further ahead earning more. Turo publishes no formula, so this calculator uses the flat rates that apply everywhere else.

What this guide leaves out

The three plans apply to trips booked on or after 7 January 2026. Trips booked earlier keep the five-tier schedule in place when they were booked, which this calculator does not model. Also outside it: the dynamic market ranges above, the guest's side of a booking, taxes, extras such as delivery, and the terms deciding whether a repair is eligible. Turo's page, linked at the top, covers those.

When these rates last changed

Turo's earnings plans page carries no "last updated" stamp. Its Help Center article dates these three plans to trips booked on or after 7 January 2026, and notes that from 18 August 2026 the plans stop reimbursing repairs at certain named facilities. This schedule was first verified on 3 September 2026, so the Turo fee changelog holds one entry; later changes are added there with the rule they affect, and the schedule is re-checked at least every 60 days.

Frequently asked questions

Does Turo take 30% of every trip?

Only on the More peace of mind plan. Turo keeps 20% on the Balanced plan and 10% on the More earnings plan, and in nine named US markets it keeps a share that moves with booking lead time instead.

Is the damage responsibility taken out of my payout?

No. It is what you owe towards eligible physical damage when a claim is made, so it never appears in the calculator's fee lines.

Can I change my earnings plan?

Yes. Turo says you can choose a new plan at any time, but the change applies only to future trips: a booked trip keeps the plan and damage responsibility fixed by its booking date.

How does this compare with other hosting platforms?

The Airbnb host fee calculator puts a home-sharing host's fee at 3% or 15.5%, against 10% to 30% here, because Turo's share also buys liability insurance and damage reimbursement.

Where do these numbers come from?

Every rate is quoted from Turo's own earnings plans page and cross-checked against its Help Center article, both saved as dated snapshots. The methodology explains the process, and the schedule is quoted line by line, with the verbatim source text behind every rule, in the calculator's fee table for anyone who wants to check the work.