How much does Teachable take from a $199 course sale?

It depends on your plan. On Starter with the student paying by US card the fees are $21.00 — a $14.93 transaction fee and $6.07 of processing — and you keep $178.00, an effective 10.55%. On Builder, Growth or Custom the transaction fee is zero, so the same sale costs $6.07 and leaves you $192.93, an effective 3.05%.

Is a 0% transaction fee plan really a free sale?

No. Teachable's pricing page says there are "0% transaction fees on the Builder, Growth and Custom plans", but that is Teachable's own cut only: Teachable Pay's processing fee is charged on every plan alike. A $199 sale on Builder still costs $6.07 by card. The 0% also assumes you use Teachable Pay or the Monthly Payment Gateway.

What does Teachable charge if my student pays with PayPal?

3.49% + $0.49 instead of the card's 2.9% + $0.30, whatever your plan. On a $199 sale that is $7.44 of processing rather than $6.07 — on Starter, total fees of $22.37 and $176.63 kept; on Builder, $7.44 and $191.56 kept.

Does the plan's monthly price count as a fee here?

No. What a plan costs per month is a subscription, not a per-sale fee, so no fee rule states it and the calculator never deducts it. That matters when comparing plans: Starter's 7.5% is a variable cost and a higher plan's monthly price is a fixed one, and only you know your volume.

How much does the 7.5% cost on a larger sale?

It is uncapped, so it scales. On a $1,000 sale paid by card, Starter costs $104.30 in fees and leaves you $895.70, an effective 10.43%; Builder costs $29.30 and leaves you $970.70, an effective 2.93%. The $75.00 gap is the transaction fee alone, on a single sale.

What should I price a course at to keep $199?

On Starter with a card payment, $222.43, on which the fees are $23.43. On Builder, $205.25, on which they are $6.25. Adding the fee percentage to your target lands short, because both the transaction fee and the processing fee are charged on the higher price.

Teachable fee calculator

As of 4 September 2026, Teachable charges a 7.5% transaction fee on its Starter plan and none on Builder, Growth and Custom; Teachable Pay still charges 2.9% + $0.30 to process a US card on every plan.

Verified 4 September 2026 against Teachable’s official fee page. Effective from 4 September 2026. Changelog

Your country

Plan

How the student pays

Teachable Pay's processing fee is charged on every plan, including the ones with no transaction fee.

Teachable charges in USD; your bank’s conversion is not included.

You keep

$184.07

You charge

$199.00

Starter plan transaction fee: $14.93
Total fees: $14.93
Effective rate: 7.5%

Teachable fees by country

Every rule on Teachable’s official schedule for United States, the market this calculator covers, as of 4 September 2026. A "0% transaction fee" plan is not a free sale: Teachable Pay's processing fee — 2.9% + $0.30 on a US card, 3.49% + $0.49 on PayPal — is charged on Builder, Growth and Custom exactly as on Starter, and the 0% assumes you use Teachable Pay or the Monthly Payment Gateway. What a plan costs per month is a subscription rather than a per-sale fee, so no rule states it and it is never deducted here. The plan rows below carry no fee of their own, which is why three of them read as no fee.

United States

Teachable fees for United States, effective 4 September 2026. Amounts in USD.
Fee	Applies to	Rate
Starter plan transaction feeCharged on the total transaction value including taxes; Teachable's entry-level plan ($39/mo billed monthly, $29/mo billed annually).	Starter	7.5%
Builder plan transaction fee0% assumes the seller uses Teachable Pay or the Monthly Payment Gateway; standard payment processing fees still apply. Builder plan is $89/mo billed monthly, $69/mo billed annually.	Builder	No fee
Growth plan transaction fee0% assumes the seller uses Teachable Pay or the Monthly Payment Gateway; standard payment processing fees still apply. Growth plan is $189/mo billed monthly, $139/mo billed annually.	Growth	No fee
Custom plan transaction fee0% assumes the seller uses Teachable Pay or the Monthly Payment Gateway; standard payment processing fees still apply. Custom plan pricing is negotiated directly with Teachable sales for high-volume schools.	Custom	No fee
Optional and sender-paid fees (not deducted unless selected)
Payment processing fee — US cardTeachable Pay processing fee, same across all plan levels, for a US-issued card and a US-based student.	All payments	2.9% + $0.30
Payment processing fee — US PayPalTeachable Pay processing fee, same across all plan levels, when the US-based student pays with PayPal instead of a card.	All payments	3.49% + $0.49

Source: teachable.com/pricing, verified 4 September 2026.

How much does Teachable take from a $199.00 sale?

For starter in United States, Teachable charges 7.5% of the amount. Each fee line is rounded half-up to the nearest cent, as the platform bills it, and what you keep is the amount minus the sum of those lines.

A $199 course on the Starter plan, transaction fee only: on $199.00 you pay $14.93 (starter plan transaction fee), and keep $184.07, an effective rate of 7.5%.

The same $199 sale with the student paying by US card: on $199.00 you pay $14.93 (starter plan transaction fee) and $6.07 (payment processing fee — US card), $21.00 in total, and keep $178.00, an effective rate of 10.55%.

A $199 sale on the Builder plan, where 0% still leaves card processing: on $199.00 you pay $0.00 (builder plan transaction fee) and $6.07 (payment processing fee — US card), $6.07 in total, and keep $192.93, an effective rate of 3.05%.

A $199 sale on Starter with the student paying by PayPal: on $199.00 you pay $14.93 (starter plan transaction fee) and $7.44 (payment processing fee — US PayPal), $22.37 in total, and keep $176.63, an effective rate of 11.24%.

A $1,000 sale on Starter by card, where the uncapped 7.5% shows: on $1,000.00 you pay $75.00 (starter plan transaction fee) and $29.30 (payment processing fee — US card), $104.30 in total, and keep $895.70, an effective rate of 10.43%.

Frequently asked questions

How much does Teachable take from a $199 course sale?: It depends on your plan. On Starter with the student paying by US card the fees are $21.00 — a $14.93 transaction fee and $6.07 of processing — and you keep $178.00, an effective 10.55%. On Builder, Growth or Custom the transaction fee is zero, so the same sale costs $6.07 and leaves you $192.93, an effective 3.05%.
Is a 0% transaction fee plan really a free sale?: No. Teachable's pricing page says there are "0% transaction fees on the Builder, Growth and Custom plans", but that is Teachable's own cut only: Teachable Pay's processing fee is charged on every plan alike. A $199 sale on Builder still costs $6.07 by card. The 0% also assumes you use Teachable Pay or the Monthly Payment Gateway.
What does Teachable charge if my student pays with PayPal?: 3.49% + $0.49 instead of the card's 2.9% + $0.30, whatever your plan. On a $199 sale that is $7.44 of processing rather than $6.07 — on Starter, total fees of $22.37 and $176.63 kept; on Builder, $7.44 and $191.56 kept.
Does the plan's monthly price count as a fee here?: No. What a plan costs per month is a subscription, not a per-sale fee, so no fee rule states it and the calculator never deducts it. That matters when comparing plans: Starter's 7.5% is a variable cost and a higher plan's monthly price is a fixed one, and only you know your volume.
How much does the 7.5% cost on a larger sale?: It is uncapped, so it scales. On a $1,000 sale paid by card, Starter costs $104.30 in fees and leaves you $895.70, an effective 10.43%; Builder costs $29.30 and leaves you $970.70, an effective 2.93%. The $75.00 gap is the transaction fee alone, on a single sale.
What should I price a course at to keep $199?: On Starter with a card payment, $222.43, on which the fees are $23.43. On Builder, $205.25, on which they are $6.25. Adding the fee percentage to your target lands short, because both the transaction fee and the processing fee are charged on the higher price.

Sources and last verified

Every rate above is quoted from Teachable’s official fee page and checked by a person on 4 September 2026. The Teachable Pay help article groups the two 0%-fee upper tiers as "Builder, Growth, Advanced, Business" while the current pricing page names them "Builder, Growth, Custom" (the help article appears to carry an older tier name); every rate the two sources both state (Starter 7.5%, upper tiers 0%) agrees exactly. at support.teachable.com/en/articles/11682555-teachable-payments.

Standard published rates only. Your account may have negotiated, promotional or legacy pricing, and the platform can change fees at any time. Confirm figures that matter with Teachable before relying on them. See the methodology and disclaimer.

Cite this page

Fees.tools. "Teachable fee calculator". https://fees.tools/teachable-fee-calculator. Fee data verified 2026-09-04.

APA: Fees.tools. (2026). Teachable fee calculator. Retrieved 2026-09-04, from https://fees.tools/teachable-fee-calculator