Kajabi fee calculator
As of 4 September 2026, Kajabi takes no platform commission. A US sale carries only Kajabi Payments processing: 2.9% + $0.30 on the Basic plan, 2.8% + $0.30 on Growth and 2.7% + $0.30 on Pro.
Verified against Kajabi’s official fee page. Effective from . Changelog
Showing the $199.00 example until you type an amount.
Kajabi charges in USD; your bank’s conversion is not included.
Charges 0.8% instead of your plan's card rate, never more than $5.00, on every plan alike.
Adds Kajabi's 0.7% surcharge to every recurring charge, the first one included.
- Kajabi Payments — Basic plan
- $6.07
- Total fees
- $6.07
- Effective rate
- 3.05%
Kajabi fees by country
Every rule on Kajabi’s official schedule for United States, the market this calculator covers, as of 4 September 2026. Kajabi charges no platform commission, so every line here is payment processing. A plan's monthly price is a subscription rather than a per-sale fee, so no rule states it and it is never deducted. Kajabi's schedule also lists Afterpay, Klarna, sales-tax, invoicing, manual-purchase, dispute, currency-conversion and instant-payout charges, plus ACH verification and failed-payment fees, none of which has a rule here and none of which is priced.
| Fee | Applies to | Rate |
|---|---|---|
| Kajabi Payments — Basic planKajabi takes 0% platform commission; this is the Kajabi Payments processing rate only, for the Basic plan. Card-rate discounts require the Growth or Pro plan (help.kajabi.com processing fees overview; learn.kajabi.com/2025-pricing-updates). | Basic | 2.9% + $0.30 |
| Kajabi Payments — Growth planDiscounted Kajabi Payments card rate for Heroes on the Growth plan. | Growth | 2.8% + $0.30 |
| Kajabi Payments — Pro planDiscounted Kajabi Payments card rate for Heroes on the Pro plan. | Pro | 2.7% + $0.30 |
| Optional and sender-paid fees (not deducted unless selected) | ||
| International card surchargeApplies when the buyer's card is issued in a different country from the seller's registered business location. | international buyer | 1.5% |
| ACH Direct DebitAlternative to card processing; a separate $1.50 verification fee and $4.00 failed-payment fee can also apply (not modeled). | All payments | 0.8% (max $5.00) |
| Subscription / payment plan surchargeAdded on top of the base processing rate for every recurring charge, including the first one. | All payments | 0.7% |
Source: help.kajabi.com/articles/sales/kajabi-payments/kajabi-payments-fees-united-states, verified 4 September 2026.
How much does Kajabi take from a $199.00 sale?
For basic in United States, Kajabi charges 2.9% of the amount plus a fixed $0.30. Each fee line is rounded half-up to the nearest cent, as the platform bills it, and what you keep is the amount minus the sum of those lines.
A $199 course on the Basic plan, paid by a US card: on $199.00 you pay $6.07 (Kajabi Payments — Basic plan), and keep $192.93, an effective rate of 3.05%.
The same payment from a buyer abroad: on $199.00 you pay $6.07 (Kajabi Payments — Basic plan) and $2.99 (international card surcharge), $9.06 in total, and keep $189.94, an effective rate of 4.55%.
The same $199 sale as a subscription or payment-plan charge: on $199.00 you pay $6.07 (Kajabi Payments — Basic plan) and $1.39 (subscription / payment plan surcharge), $7.46 in total, and keep $191.54, an effective rate of 3.75%.
A $199 sale paid by ACH bank debit instead of a card: on $199.00 you pay $1.59 (ACH Direct Debit), and keep $197.41, an effective rate of 0.8%.
A $1,000 sale by ACH, where the $5.00 cap takes over: on $1,000.00 you pay $5.00 (ACH Direct Debit), and keep $995.00, an effective rate of 0.5%.
A $1,000 sale by card on the Pro plan: on $1,000.00 you pay $27.30 (Kajabi Payments — Pro plan), and keep $972.70, an effective rate of 2.73%.
Frequently asked questions
How much does Kajabi take from a $199 sale?
- Nothing as commission. On the Basic plan the only charge is Kajabi Payments processing: $6.07, leaving you $192.93, an effective 3.05%. Growth costs $5.87 and leaves $193.13; Pro costs $5.67 and leaves $193.33. The plan is the only thing that moves the card rate.
Does Kajabi take a percentage of my course revenue?
- No. Kajabi's fee schedule lists payment processing and add-on charges only — it says "The following fees can apply... You'll only be charged for the ones relevant to your transaction" — and no revenue share appears among them. What you pay Kajabi is the monthly plan, which is a subscription rather than a per-sale fee and is never deducted here.
What does a subscription or payment plan cost extra?
- 0.7% on every recurring charge, the first one included. On a $199 charge that takes the fees from $6.07 to $7.46 and your net from $192.93 to $191.54, an effective 3.75% instead of 3.05%. It is added to whatever base rate your plan carries.
What happens when my buyer's card is issued abroad?
- Kajabi adds a 1.5% international card surcharge when the card is issued in a different country from your registered business location. On a $199 sale on Basic that is $2.99 on top of $6.07, so the fees are $9.06 and you keep $189.94, an effective 4.55%.
Is ACH cheaper than taking a card?
- Much, on a large sale. ACH Direct Debit is 0.80% capped at $5.00 and replaces the card rate rather than adding to it, so a $199 sale costs $1.59 instead of $6.07 and a $1,000 sale costs $5.00 instead of $29.30. Kajabi also lists a verification fee and a failed-payment fee on ACH, which have no rule here and are not priced.
What should I charge to keep $199?
- $205.25 on the Basic plan, on which the fee is $6.25. Adding 2.9% and 30 cents to your target lands a little short, because the rate is charged on the higher price too. The calculator's "I want to net" mode solves it to within a cent on any plan.
Sources and last verified
Every rate above is quoted from Kajabi’s official fee page and checked by a person on . Card processing rates (2.9%/2.8%/2.7% + $0.30 for Basic/Growth/Pro) agree between the US-specific Kajabi Payments help-center page and kajabi.com/pricing's plan comparison table; plan names Basic/Growth/Pro are confirmed by learn.kajabi.com/2025-pricing-updates ("tier (Kickstarter, Basic, Growth & Pro)"; "discounted Kajabi Payments rates available on the new Growth and Pro plans") since the pricing-page table itself renders without column headers. International-card (+1.5%), ACH (0.80%, capped $5.00) and subscription (+0.7%) surcharges are sourced only from the primary help-center page, not independently cross-checked. Kajabi charges no separate platform commission: its fee schedule lists only payment-processing and add-on fees ("The following fees can apply... You'll only be charged for the ones relevant to your transaction"). Afterpay (6%+$0.30), Klarna (5.99%+$0.30), Kajabi Sales Tax ($0.15/txn), Invoicing (+0.4%), Manual Purchase (+0.5%), Dispute ($15), Currency conversion (+1%) and Instant Payout (1.5%, min $0.50) fees are on the source page but not modeled as rules in this pass. at help.kajabi.com/hc/en-us/articles/16545556213659-Kajabi-Payments-Processing-Fees.
Standard published rates only. Your account may have negotiated, promotional or legacy pricing, and the platform can change fees at any time. Confirm figures that matter with Kajabi before relying on them. See the methodology and disclaimer.
Cite this page
Fees.tools. "Kajabi fee calculator". https://fees.tools/kajabi-fee-calculator. Fee data verified 2026-09-04.APA: Fees.tools. (2026). Kajabi fee calculator. Retrieved 2026-09-04, from https://fees.tools/kajabi-fee-calculator