How much does Whop take from a $100 sale?

A US seller pays 2.7% + $0.30 on a card payment, which is $3.00 on $100, leaving $97.00. The same $100 paid by ACH from a US bank account costs $1.50, and paid through a financing partner it costs $15.00, leaving $85.00. Nothing else is deducted unless you switch it on.

Does Whop charge a platform fee or a marketplace commission?

Not as of 3 September 2026. Whop's pricing page, its fees documentation and its Seller Terms state payment processing and optional add-ons only; no separate platform fee and no commission on marketplace or Discovery sales appear on any of them. A sale made through Whop's marketplace is billed the same 2.7% + $0.30 card rate as a sale from your own storefront or link.

What does Whop charge for a card issued outside the United States?

An extra 1.5% on top of the card rate, so a $100 payment costs $4.50 instead of $3.00 and you keep $95.50. If the buyer's currency also has to be converted, currency conversion adds 1% more, which the calculator adds only when you tick it. Neither charge applies to ACH or financing.

How much does Whop charge to pay me out?

It depends on how you withdraw. Next-day ACH is $2.50 a payout, Instant Bank Deposit is 4% + $1.00, crypto and Venmo are 5% + $1.00, and a bank wire is $23.00. The fee comes out of the balance you withdraw, not the sale, so on one $100 card payment an Instant Bank Deposit costs $4.88 and leaves $92.12.

What are Whop's optional add-on fees?

Four percentages of the payment, each charged only while the feature is on: payment orchestration at 0.8%, automated billing at 0.5%, tax calculation and remittance at 2%, and affiliate processing at 1.25% on an affiliate-driven sale. With all four on, a $100 card payment costs $7.55 rather than $3.00.

How do I price a product so I keep a specific amount?

Switch the calculator to "I want to net" and enter what you want to keep. The fee is charged on the whole amount the buyer pays, so adding the rate to your target is not enough: to keep $100 on a card payment you charge $103.08, and on a financed payment you charge $117.65. The calculator finds the smallest price whose net lands within one cent of your target.

Whop fee calculator

As of 3 September 2026, Whop charges US sellers 2.7% + $0.30 to take a card, 1.5% (max $5.00) on ACH and 15% on a financed payment, with no separate platform fee or marketplace commission.

Verified 3 September 2026 against Whop’s official fee page. Effective from 3 September 2026. Changelog

Your country

Payment method

Buyer is in

Payout method

Charged when you withdraw your balance, not on the sale, and counted here as if this payment were paid out on its own.

Whop charges in USD; your bank’s conversion is not included.

Payment needs a currency conversion

Adds 1% on card payments when the buyer's currency is converted. Not charged on ACH or financing.

Payment orchestration

0.8% of the payment, charged only while the feature is switched on in your Whop account.

Automated billing

0.5% of the payment, charged only while the feature is switched on in your Whop account.

Tax calculation and remittance

2% of the payment, charged only while the feature is switched on in your Whop account.

Affiliate processing fee

1.25% of the payment, charged only while the feature is switched on in your Whop account.

You keep

$97.00

You charge

$100.00

Card payment (domestic): $3.00
Total fees: $3.00
Effective rate: 3%

Whop fees by country

Every rule on Whop’s official schedule for United States, the market this calculator covers, as of 3 September 2026. A card issued outside the United States adds 1.5% to the card rate. Currency conversion, the four revenue add-ons and the affiliate fee are charged only while you switch them on, and payout fees are taken when you withdraw your balance rather than on the payment itself.

United States

Whop fees for United States, effective 3 September 2026. Amounts in USD.
Fee	Applies to	Rate
Card payment (domestic)	Card	2.7% + $0.30
International card surcharge	Card; international buyer	1.5%
ACH direct debitWhop's pricing page states the same rate abbreviated as "1.5% (max $5)"; the fees documentation's unabbreviated wording is quoted here. ACH is limited to payments from US bank accounts.	ACH direct debit	1.5% (max $5.00)
Buy-now-pay-later financingFinancing is offered through partners such as Klarna, Afterpay/Clearpay and others, each with its own per-partner minimum and maximum transaction amount; the calculator does not model those limits.	Buy now, pay later	15%
Optional and sender-paid fees (not deducted unless selected)
Currency conversion (card payments)	Card	1%
Payout — next-day ACH	All payments	$2.50
Payout — Instant Bank Deposit (RTP)	All payments	4% + $1.00
Payout — crypto	All payments	5% + $1.00
Payout — VenmoUS recipients only.	All payments	5% + $1.00
Payout — bank wire	All payments	$23.00
Payment orchestration (optional)Routes payments through multiple payment service providers; billed only when enabled.	All payments	0.8%
Automated billing (optional)	All payments	0.5%
Tax calculation and remittance (optional)Corroborated by the Seller Terms §4, which states the "Whop Collects and Remits" and "Whop Calculates; You Remit" tax modes carry this 2% per-transaction fee.	All payments	2%
Affiliate processing fee (optional)Charged on affiliate-driven sales when the seller runs an affiliate program.	All payments	1.25%

Source: whop.com/network/pricing/, verified 3 September 2026.

How much does Whop take from a $100.00 sale?

For card in United States, Whop charges 2.7% of the amount plus a fixed $0.30. Each fee line is rounded half-up to the nearest cent, as the platform bills it, and what you keep is the amount minus the sum of those lines.

Domestic card sale: on $100.00 you pay $3.00 (card payment (domestic)), and keep $97.00, an effective rate of 3%.

The same payment from a buyer abroad: on $100.00 you pay $3.00 (card payment (domestic)) and $1.50 (international card surcharge), $4.50 in total, and keep $95.50, an effective rate of 4.5%.

The same payment taken by ACH from a US bank account: on $100.00 you pay $1.50 (aCH direct debit), and keep $98.50, an effective rate of 1.5%.

The same payment split by a financing partner: on $100.00 you pay $15.00 (buy-now-pay-later financing), and keep $85.00, an effective rate of 15%.

A card payment withdrawn straight away by Instant Bank Deposit: on $100.00 you pay $3.00 (card payment (domestic)) and $4.88 (Payout — Instant Bank Deposit (RTP)), $7.88 in total, and keep $92.12, an effective rate of 7.88%.

Frequently asked questions

How much does Whop take from a $100 sale?: A US seller pays 2.7% + $0.30 on a card payment, which is $3.00 on $100, leaving $97.00. The same $100 paid by ACH from a US bank account costs $1.50, and paid through a financing partner it costs $15.00, leaving $85.00. Nothing else is deducted unless you switch it on.
Does Whop charge a platform fee or a marketplace commission?: Not as of 3 September 2026. Whop's pricing page, its fees documentation and its Seller Terms state payment processing and optional add-ons only; no separate platform fee and no commission on marketplace or Discovery sales appear on any of them. A sale made through Whop's marketplace is billed the same 2.7% + $0.30 card rate as a sale from your own storefront or link.
What does Whop charge for a card issued outside the United States?: An extra 1.5% on top of the card rate, so a $100 payment costs $4.50 instead of $3.00 and you keep $95.50. If the buyer's currency also has to be converted, currency conversion adds 1% more, which the calculator adds only when you tick it. Neither charge applies to ACH or financing.
How much does Whop charge to pay me out?: It depends on how you withdraw. Next-day ACH is $2.50 a payout, Instant Bank Deposit is 4% + $1.00, crypto and Venmo are 5% + $1.00, and a bank wire is $23.00. The fee comes out of the balance you withdraw, not the sale, so on one $100 card payment an Instant Bank Deposit costs $4.88 and leaves $92.12.
What are Whop's optional add-on fees?: Four percentages of the payment, each charged only while the feature is on: payment orchestration at 0.8%, automated billing at 0.5%, tax calculation and remittance at 2%, and affiliate processing at 1.25% on an affiliate-driven sale. With all four on, a $100 card payment costs $7.55 rather than $3.00.
How do I price a product so I keep a specific amount?: Switch the calculator to "I want to net" and enter what you want to keep. The fee is charged on the whole amount the buyer pays, so adding the rate to your target is not enough: to keep $100 on a card payment you charge $103.08, and on a financed payment you charge $117.65. The calculator finds the smallest price whose net lands within one cent of your target.

Sources and last verified

Every rate above is quoted from Whop’s official fee page and checked by a person on 3 September 2026. Cross-checked against the official page at docs.whop.com/fees.

Standard published rates only. Your account may have negotiated, promotional or legacy pricing, and the platform can change fees at any time. Confirm figures that matter with Whop before relying on them. See the methodology and disclaimer.

Cite this page

Fees.tools. "Whop fee calculator". https://fees.tools/whop-fee-calculator. Fee data verified 2026-09-03.

APA: Fees.tools. (2026). Whop fee calculator. Retrieved 2026-09-03, from https://fees.tools/whop-fee-calculator